Georgia Diminished Value Claim| Keith Leshine Attorney At Law

Home | Georgia Diminished Value Claim| Keith Leshine Attorney At Law

Georgia Diminished Value Claim (Mabry v. State Farm) | Keith Leshine Attorney At Law

Keith Leshine Attorney At Law
4500 Satellite Blvd Suite 2240, Duluth, GA 30096
Call: (404) 870-6713

If your car was wrecked and repaired, it may still be worth less because it now has an accident history. That loss is called diminished value. If you’re searching for a diminished value attorney near me in Georgia, this page explains the law and what to do next.

Table of Contents

What is a diminished value claim in Georgia?

A Georgia diminished value claim is a request for payment for the reduction in your vehicle’s market value after a crash—even when the repairs look correct. Many buyers pay less for a vehicle once it has been in an accident, and Georgia courts recognize that this can be a real loss.

Mabry v. State Farm: the key Georgia diminished value case

In State Farm Mut. Auto. Ins. Co. v. Mabry, 274 Ga. 498 (2001), the Georgia Supreme Court addressed whether diminished value must be considered as part of certain first-party auto physical damage claims.

The Court affirmed rulings requiring the insurer to:

Evaluate claims for diminished value once a covered loss is reported,
At the end of the repair/adjustment process, pay diminished value if present or deny it if not present, and
Use an appropriate methodology to determine whether diminished value exists.

Reference links:

Signs you may be owed diminished value after an accident

You have an accident record (Carfax or similar)
Major panels were replaced or repaired
Frame/structural work was performed
Airbags deployed
Your trade-in or resale offer dropped after repairs

Why insurance companies dispute diminished value

Insurers may claim your vehicle was “fully repaired” and try to treat the repair bill as the full payment. But market value and repair quality are not always the same thing. If the vehicle is worth less in the real world after the collision, diminished value may apply.

Talk to a Georgia lawyer

If you believe you’re being underpaid, speak with Keith Leshine Attorney At Law. We help Georgia drivers evaluate diminished value issues and understand options when an insurer refuses to pay.

Address: 4500 Satellite Blvd Suite 2240, Duluth, GA 30096
Phone: (404) 870-6713

FAQ: Georgia diminished value

Do I have to specifically ask for diminished value?

Many people do. Even where Georgia law requires evaluation in certain contexts, it’s smart to raise diminished value clearly and document the loss.

Is diminished value only for poorly repaired vehicles?

No. A vehicle can lose market value simply because it has been in an accident, even if repairs look correct.

Disclaimer: This content is for informational purposes only and does not create an attorney-client relationship. Outcomes depend on the specific facts and insurance policy language.

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